Privacy Statement
Protecting your privacy is important to Vision Credit Union.
Vision Credit Union has adopted this Privacy Statement to provide you with an overview of the collection, use, retention, and disclosure of personal information that you may provide while using the Credit Union’s products and services (collectively referred to as “Services”). Vision Credit Union encourages you to read this Privacy Statement, as well as any Terms and Conditions that may be applicable to a particular product and service, in order to understand how we collect and process personal information in the course of providing the Services and your interaction with the Services.
By using the Services, you consent to the collection, use, retention, and disclosure of your personal information for processing as described in, and subject to the limitations set out in, this Privacy Statement.
Personal Information
Personal information is any information that would identify a person directly, or indirectly in combination with data from other sources. For example, personal information includes a full name, home or work address, phone number, national identification number (SSN, SIN, etc.), email address, banking details, IP address, biometric data, payment information, usage data, or any information that may individually identify a person.
Vision Credit Union may collect personal information including without limitation your name, phone number, email address, IP address, and device identifiers, in the course of its Services, and may use or disclose that personal information as described with this Privacy Statement.
Vision Credit Union may also create de-identified or anonymized data from personal information by excluding data components (such as your name, email address, etc.) that makes the data able to personally identify you, through obfuscation, or through other means. In addition, Vision Credit Union may collect and use aggregated, anonymous information to provide data about the Services to advertisers, potential business partners and other unaffiliated entities. As this information does not identify a person, and is therefore not personal information, Vision Credit Union’s use of such aggregated, anonymized and/or de-identified data is not subject to this Privacy Statement.
Consent and Collection of Personal Information
If you use Vision Credit Union’s website, or conduct a transaction through the Credit Union’s website where personal information is essential, your consent is implied to collect and use your personal information to facilitate that use or complete that transaction requested or initiated by you only. Examples of instances in which personal information may be collected by Vision Credit Union are, but are not limited to:
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When you request information or Services, and/or when requested information or Services are provided to you,
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When you access and navigate Vision Credit Union’s website, or engage in communication and/or business transactions with Vision Credit Union,
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When Vision Credit Union is administering, planning, and managing its relationship with you or communicating with you in relation to this relationship,
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Where Vision Credit Union seeks to better understand how Vision Credit Union may improve its products and services, to develop and conduct its business and operations, and for other internal business purposes,
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Where Vision Credit Union seeks to provide you with information on current and future products and services or other developments with respect to Vision Credit Union and its affiliates and partners,
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Where Vision Credit Union needs to comply with applicable legal and regulatory requirements, or protect Vision Credit Union’s legal rights and property, or
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If you knowingly submit Personal information through Vision Credit Union’s website for the purpose of registering for a service, a contest, or authentication.